Add the milk and 4 tbsp of Biscoff spread in a saucepan over low heat.

Stir continuously until the Biscoff spread has melted, making sure not to let it boil.

Once smooth and fully incorporated, remove from the heat and pour into the mugs.

Top the hot Biscoff drink with whipped cream, Biscoff crumbs, a drizzle of the Biscoff topping and garnish with a whole Biscoff cookie.